Privacy Policy

1. Who Are We?

Credit Debt Club, powered by Tariq Law PC, is committed to safeguarding your privacy and ensuring transparency in how we collect, use, and protect your personal data. This Privacy Policy explains how we handle your personal information when you visit our site, access our educational content, use our CRM platform, or engage our legal services.

Credit Debt Club is an online educational and advisory platform operated by Tariq Law PC, a consumer law firm based in New York. We offer training on credit and debt laws and provide access to related legal services.

2. Legal Basis for Data Collection

While we incorporate elements of the EU General Data Protection Regulation (GDPR) as a best practice, our data collection and usage policies primarily follow applicable U.S. law, including:

  • The New York SHIELD Act

  • Applicable federal and state privacy and consumer protection laws

3. How We Collect Personal Data

We collect personal data when you:

  • Visit our website

  • Interact with our CRM platform

  • Book or attend live or recorded sessions

  • Register for programs, webinars, or services

  • Communicate with us through any channel

4. Types of Data We Collect

We may collect:

  • Contact and identification info (name, phone, email)

  • Financial info (for billing)

  • Technical data (browser, device, IP address)

  • CRM interactions (call and chat records, forms submitted)

  • Meeting recordings (with notice)

5. How We Use Your Data

Your information helps us:

  • Deliver educational and legal services

  • Schedule, manage, and record meetings

  • Customize your user experience

  • Send updates, newsletters, and promotional messages (if opted-in)

  • Analyze engagement for platform improvement

6. Use of Third-Party Platforms

We use trusted third-party platforms. These providers are contractually bound to maintain your data confidentiality.

7. Recorded Communications

Some meetings, webinars, or one-on-one sessions may be recorded for internal training, quality assurance, or client record-keeping. By participating, you consent to such recordings unless you explicitly opt out in writing.

8. Attorney-Client Relationship Disclaimer

Engaging with our educational content or attending meetings does not establish an attorney-client relationship with Tariq Law PC. Such a relationship is only formed through a signed legal engagement agreement.

9. Data Retention

We retain data:

Inquiries: 12 months

Email subscriptions: until unsubscribed

Client files: minimum of 5 years

Recordings: per operational/legal requirements

10. Cookies & Tracking

We use cookies and tracking tools to enhance your experience and track analytics. You can manage cookies through your browser.

11. Policy Updates

We may revise this policy periodically. Continued use of our services after updates means you accept the changes.

Contact:

Please contact [email protected] for any questions, comments, or concerns.

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